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Money Adventures: Exciting and Creative Ways to Teach Kids Financial Literacy

Updated: Oct 17

Teaching kids about money and the importance of being good stewards of what they have can be a challenge at a young age. Concepts like saving, budgeting, giving and investing may sound foreign to them, especially if it is not part of their regular vocabulary. Fortunately, there are many creative ways to teach financial literacy to kids that can make the process FUN and ENGAGING in ways they can understand. Here are some ideas to get you started:

Use Games

One of the easiest ways to teach kids about money is through games. Learning through play is highly effective for young minds. Introduce your child to age-appropriate money games, like Monopoly, the Game of Life, Katan Jr. These games teach valuable lessons about budgeting, saving, spending, and even investing all while having a blast with family and friends. In fact, we recently started playing Monopoly Junior with our 4 & 6 year olds and to my surprise, they were able to follow all the rules and play along! It was a great introduction to buying cashflowing assets and earning passive income. Check it out here.

Create a Challenge

Saving and Giving can be difficult concepts for kids to grasp, especially since it is not something that comes naturally for most kids. Gamifying it can make it more fun and engaging. One idea is to create a challenge. For example, you could challenge them to save a certain amount of money over a set period of time, and set goal markers. Reward them with a prize once they reach the Saving goal and celebrate together with a treat. The same can be done with a Giving goal (ie. towards a charity or local cause).

Another idea is to use a clear money jar or box to help them visualize them setting aside money. Each time they add money to their saving or giving compartments, they can see their progress and feel a sense of accomplishment.

Involve Kids in Budgeting

Budgeting is an important life skill, and involving your children in the process can help them understand the value of money. Create a budgeting chart and use stickers or pictures to represent different expenses. Allocate a portion to each category and let your child see this visual representation. Help them to see the difference between Needs vs Wants.

You could also involve them in larger household budget decisions, such as planning a family vacation or deciding on a purchase for the home. This can help them understand the real-life implications of financial decisions.

Teach Kids about Investing

Investing is a complex topic, even for many adults. But teaching kids about it early can help set them up for a greater chance of financial success in the future. Introduce the basic concepts so they can at least hear the words. Explain there are different types of investments (ie. stocks, bonds, properties, businesses etc) and that there are risks involved. Returns are not guaranteed. Use games, like Monopoly Junior, as noted above.

For older kids, you could also consider setting up a mock investment portfolio for your child, using a virtual trading platform or paper trading. This can help them learn about investing in a safe and controlled environment.


Teaching kids about financial literacy doesn't have to be boring or difficult. By using games and other creative methods, you can help make it fun and engaging. Starting these activities now will benefit them in the long run by setting them up for financial success earlier in life.

Check out additional Resources in the Resources section or additional Activities here.

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